CJ Brasiel

Shadow Inventory – Myth Busted by Foreclosure Radar.com

The number of “notices of defaults” (NODs) are climbing and climbing. But the reality is the current home buyer is not the one being able to take advantage of these returned homes.

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How’s the Housing Market in Willow Glen – San Jose?

The market barometer that indicates whether or not the Willow Glen area is in a buyer’s market or seller’s market. Currently, there is only about four months of inventory on hand which would lean toward a seller’s market.

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Buying a Short Sale: From a Buyer’s Perspective

I have a friend who is a very intelligent person, highly organized, and very resourceful. He decided to purchase a short sale utilizing the listing agent of the home. He has been kind enough to detail out his experience and has allowed me to share step by step here. His experience is not unlike many [...]

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New Truth and Lending “Reg Z” Requirements May Delay Buying Your Home

I am all for helping the consumer understand the complicated loan process connected to purchasing a home. In that light, I wanted to make sure everyone is aware of the changes to the Regulation Z requirements that went into affect on July 30th, 2009. These changes will definitely inform the consumer about changes in fees [...]

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Loan Modifications: Facts and Fiction

If you are considering a loan modification, please take the time to research how they are properly done. There are many scams out there. In fact, the first stop for any home owner considering a loan modification should be the California Department of Real Estate web site where there is a list of loan modification [...]

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The Hurdles to Purchasing a Home in Today’s Market

Today’s housing market is like none other we have seen in awhile. I hear agents talk about how bad the ’80s were but this market is different in many respects. In order to purchase a home in this market, it is best if the home buyer prepares for potential hurdles that can be placed in [...]

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Alum Rock San Jose – Housing Market at the Bottom?

In the last couple of weeks, I have heard more and more real estate agents and loan officers tell me that they believe we might be near the bottom of the housing market in San Jose. Their biggest support for this theory is kind of interesting. It goes like this: ” How much lower can [...]

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House Values in San Jose Decline. Should Your Property Taxes?

In 1978, the ballot initiative “People’s Initiative to Limit Property Taxation” was put in place by the voters of California. This initiative basically restricted the increase in property taxes per year to 1% of value. The result was a 57% cut in property taxes for California. This initiative also placed a high bar for change [...]

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Top 5 REO Deals in Santa Teresa – San Jose

I love the Santa Teresa neighborhood. You have the wonderful Santa Teresa Park with 1,627 acres of trails and the historical Bernal-Gulnac-Joice Ranch that offers visitors a taste of how a ranch was ran in the early 1800s. Add in La Colina park for weekend soccer, kite flying, and picnics and you have a well [...]

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Ways You Can Survive the Housing “Slump”.

Right after I received my real estate license, I went out and bought several books about the housing market, investing in real estate, and how to sell buy real estate in Northern California. I remember when I first read John Talbott’s book titled, “The Coming Crash in the Housing Market”. I sat back [...]

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Asset Rich, Cash Poor – How Reverse Mortgages may be the answer.

I hesitated to write about reverse mortgages because I am firm believer in building equity in your home and not spending it. However, as the population ages and folks live longer, money needs to be stretched more and more. According to the AARP the 75+ age group is the fastest growing demographic and [...]

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Jobs help San Jose Real Estate while Short Sales Hurt.

Many parts of the country are simply having their breath taken away as prices spiral down. The media is enjoying re-hashing the “sky is falling” message and NAR (National Association of Realtors) is the only group trying to remain calm. Maybe too calm. As representatives of the industry, it is NAR’s job [...]

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