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	<title>Talk to CJ &#187; Active Adults 55+</title>
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	<description>Make your next real estate move with someone who cares.</description>
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		<title>Ways You Can Survive the Housing &#8220;Slump&#8221;.</title>
		<link>http://talktocj.com/ways-you-can-survive-the-housing-slump/</link>
		<comments>http://talktocj.com/ways-you-can-survive-the-housing-slump/#comments</comments>
		<pubDate>Fri, 14 Dec 2007 00:00:39 +0000</pubDate>
		<dc:creator>CJ Brasiel</dc:creator>
				<category><![CDATA[Active Adults 55+]]></category>
		<category><![CDATA[Market Information]]></category>
		<category><![CDATA[Sellers' Tips]]></category>
<category>housing market</category><category>real estate values</category>
		<guid isPermaLink="false">http://talktocj.com/?p=55</guid>
		<description><![CDATA[Right after I received my real estate license, I went out and bought several books about the housing market, investing in real estate, and how to sell buy real estate in Northern California. I remember when I first read John Talbott&#8217;s book titled, &#8220;The Coming Crash in the Housing Market&#8221;. I sat back and thought [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Asset Rich, Cash Poor &#8211; How Reverse Mortgages may be the answer.</title>
		<link>http://talktocj.com/asset-rich-cash-poor-how-reverse-mortgages-may-be-the-answer/</link>
		<comments>http://talktocj.com/asset-rich-cash-poor-how-reverse-mortgages-may-be-the-answer/#comments</comments>
		<pubDate>Sun, 09 Dec 2007 17:56:21 +0000</pubDate>
		<dc:creator>CJ Brasiel</dc:creator>
				<category><![CDATA[Active Adults 55+]]></category>
		<category><![CDATA[Sellers' Tips]]></category>
<category>money for retirement</category><category>reverse mortgages</category>
		<guid isPermaLink="false">http://talktocj.com/?p=53</guid>
		<description><![CDATA[I hesitated to write about reverse mortgages because I am firm believer in building equity in your home and not spending it. However, as the population ages and folks live longer, money needs to be stretched more and more. According to the AARP the 75+ age group is the fastest growing demographic and 4 out [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Good use for car keys, besides the obvious!</title>
		<link>http://talktocj.com/good-use-for-car-keys-besides-the-obvious/</link>
		<comments>http://talktocj.com/good-use-for-car-keys-besides-the-obvious/#comments</comments>
		<pubDate>Mon, 24 Sep 2007 23:59:33 +0000</pubDate>
		<dc:creator>CJ Brasiel</dc:creator>
				<category><![CDATA[Active Adults 55+]]></category>
		<category><![CDATA[Buyers' Tips]]></category>
		<category><![CDATA[Sellers' Tips]]></category>

		<guid isPermaLink="false">http://talktocj.com/?p=46</guid>
		<description><![CDATA[A good friend of mine recently sent me these great tips about a ready made alarm system. I believe the source was a Yahoo! forum. CAR KEY TIPS! Put your car keys beside your bed at night. If you hear a noise outside your home or someone trying to get in your house, just press [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Keeping up on crime in San Jose</title>
		<link>http://talktocj.com/keeping-up-on-crime-in-san-jose/</link>
		<comments>http://talktocj.com/keeping-up-on-crime-in-san-jose/#comments</comments>
		<pubDate>Mon, 24 Sep 2007 23:46:02 +0000</pubDate>
		<dc:creator>CJ Brasiel</dc:creator>
				<category><![CDATA[Active Adults 55+]]></category>
		<category><![CDATA[Buyers' Tips]]></category>
		<category><![CDATA[Sellers' Tips]]></category>

		<guid isPermaLink="false">http://talktocj.com/?p=45</guid>
		<description><![CDATA[Recently,Connie Skipitares with the Mercury News wrote an article about the new release of two web sites that will help residents keep up on crime in the San Jose area. This elaborate database will pin point reported crime to a specific street number. You can also receive automatic email alerts for your specific neighborhood. Take [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Fun tool for finding your retirement location.</title>
		<link>http://talktocj.com/fun-tool-for-finding-your-retirement-location/</link>
		<comments>http://talktocj.com/fun-tool-for-finding-your-retirement-location/#comments</comments>
		<pubDate>Sun, 09 Sep 2007 19:32:41 +0000</pubDate>
		<dc:creator>CJ Brasiel</dc:creator>
				<category><![CDATA[Active Adults 55+]]></category>
		<category><![CDATA[Sellers' Tips]]></category>
<category>Retirement home</category>
		<guid isPermaLink="false">http://talktocj.com/?p=40</guid>
		<description><![CDATA[Like many of you I am trying to decide where I want to live if I can&#8217;t stay in the Bay Area. I found this great little widget on the AARP site. You simply answer some questions about your lifestyle, including health, education, weather preferences and it offers up 10 possible places you could live [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Don&#8217;t like the term capital gains?  Think 1031 Exchange!</title>
		<link>http://talktocj.com/dont-like-the-term-capital-gains-think-1031-exchange/</link>
		<comments>http://talktocj.com/dont-like-the-term-capital-gains-think-1031-exchange/#comments</comments>
		<pubDate>Mon, 20 Aug 2007 17:48:53 +0000</pubDate>
		<dc:creator>CJ Brasiel</dc:creator>
				<category><![CDATA[Active Adults 55+]]></category>
		<category><![CDATA[Sellers' Tips]]></category>

		<guid isPermaLink="false">http://talktocj.com/?p=34</guid>
		<description><![CDATA[You find yourself as a owner of more than one property in the Bay Area and you are wondering what to do next. First, congratulate yourself. For most it is hard to become an owner of one home in the area much less more than one. Maybe this was your first home, many years ago, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Maintenance &amp; Replacement Costs &#8211; A quick guide!</title>
		<link>http://talktocj.com/home-maintenance-replacement-costs-a-quick-guide/</link>
		<comments>http://talktocj.com/home-maintenance-replacement-costs-a-quick-guide/#comments</comments>
		<pubDate>Thu, 26 Jul 2007 19:23:19 +0000</pubDate>
		<dc:creator>CJ Brasiel</dc:creator>
				<category><![CDATA[Active Adults 55+]]></category>
		<category><![CDATA[Sellers' Tips]]></category>

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		<description><![CDATA[You&#8217;re familiar with the routine. You start thinking about general maintenance items around your home that really need your attention. Or maybe your not sure if it is time to replace the furnace. How long do they last anyways? The next thought is, &#8220;Who has time to get the estimates?&#8221;. Well, ta-da, here is a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Ten Easy Steps for Making Your Home Safer and More Comfortable</title>
		<link>http://talktocj.com/ten-easy-steps-for-making-your-home-safer-and-more-comfortable/</link>
		<comments>http://talktocj.com/ten-easy-steps-for-making-your-home-safer-and-more-comfortable/#comments</comments>
		<pubDate>Mon, 23 Jul 2007 20:46:46 +0000</pubDate>
		<dc:creator>CJ Brasiel</dc:creator>
				<category><![CDATA[Active Adults 55+]]></category>

		<guid isPermaLink="false">http://talktocj.com/?p=13</guid>
		<description><![CDATA[As a Senior Real Estate Specialist, I work with seniors to help them manage their homes in the best way possible for their individual situation. In talking with seniors many of them want to stay in their homes but start to worry that they are not as safe as they would like to be living [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Here is $500 to upgrade your windows</title>
		<link>http://talktocj.com/here-is-500-to-upgrade-your-windows/</link>
		<comments>http://talktocj.com/here-is-500-to-upgrade-your-windows/#comments</comments>
		<pubDate>Wed, 18 Jul 2007 21:35:50 +0000</pubDate>
		<dc:creator>CJ Brasiel</dc:creator>
				<category><![CDATA[Active Adults 55+]]></category>
		<category><![CDATA[Sellers' Tips]]></category>

		<guid isPermaLink="false">http://talktocj.com/?p=10</guid>
		<description><![CDATA[If you are considering upgrading those old energy-sucking windows before you sell your home, don&#8217;t wait any longer. The Energy Policy Act of 2005 (EPACT) allows you to get a tax credit of up to $500 for buying and installing products, such as energy-efficient windows and doors, insulation, roofs, and heating/cooling equipment. The changes must [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Find out about your Social Security benefits and more&#8230;</title>
		<link>http://talktocj.com/find-out-about-your-social-security-benefits/</link>
		<comments>http://talktocj.com/find-out-about-your-social-security-benefits/#comments</comments>
		<pubDate>Fri, 13 Jul 2007 16:48:41 +0000</pubDate>
		<dc:creator>CJ Brasiel</dc:creator>
				<category><![CDATA[Active Adults 55+]]></category>

		<guid isPermaLink="false">http://talktocj.com/?p=7</guid>
		<description><![CDATA[If you have moved a great deal over your lifetime you may not have received your annual Social Security benefit update. No worries, you can now get it online at the Social Security Administration website. You can also see all benefits you are eligible for after the age of 55 by visiting The National Council [...]]]></description>
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		<slash:comments>0</slash:comments>
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