In the last three years the housing market in San Jose and the greater Silicon Valley has caused unbearable stress and hardship for many families. Home values have plummeted and hard working home owners are struggling. Many have exhausted their savings and even retirement accounts to pay mortgages on homes that have lost nearly half the value from when they were purchased.
Television ads and the evening news make it seem as foreclosure is the only option. Nearly 1 in 7 home owners are behind in their mortgage. Nearly 1 in 4 houses for sale are near foreclosure. However, there are options. Options to that can avoid foreclosure and years of credit damage.
There are many changes happening in the housing market and recent governmental programs like HAMP, HAFA, and HARP are providing options to home owners that did not exist last year. If you are behind on your mortgage, or about to be behind, contact me to review your options. As a Certified Distressed Property Expert, I can offer the knowledge, experience, and resources necessary to help save your credit, relieve the uncertainty and most of all, help your family. If there is a way I can help you and your family, I will, at no cost to you.
Contact me and let’s get you started on a path to recovery.