In today’s real estate market, lenders won’t give home loans to potential borrowers unless they can demonstrate the ability to repay their loans. Borrowers in the Sacramento area who have a down payment of 20 percent or less will likely have to pay Private...
Can you use your home equity to buy another home? The short answer is yes – if you have a sufficient amount of equity in your primary residence. But as with any financing options, tapping into your home equity loan comes with some pros and cons you must weigh in...
Are you an empty nester or retiree who wishes to sell their existing home and then buy a new primary residence? Or do you want to downsize as part of your retirement plan? The good news is that a recently passed law called California Proposition 19, also referred to...
As a qualified realtor who has helped hundreds of first time home buyers, I understand that the real estate industry and lenders use jargons that may confuse many people. For this reason, I created this First-Time Home Buyer Guide, or to be more exact, a Cheat Sheet...
