Behind on your mortgage? Free community workshop February 24 San Jose

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Need Help with your Mortgage?

Santa Clara Association of REALTORS (R)  is pleased to announce a great program brought to us by the Department of Treasury and Housing & Urban Development to help at-risk homeowners in our community.

On February 24th, the ‘Help for Homeowners’ Community Event will be held from 11am to 730pm at the San Jose Convention Center

150 W. San Carlos Street, San Jose, 95113   Most importantly,  this event is absolutely free to attend!
For more information:

What you will need to bring:

  • Monthly mortgage statement; Information about other mortgages on your home, if applicable;
  • Two most recent pay stubs, documentation of income you receive from other sources or most recent quarterly profit and loss statement if self-employed;
  • Two most recent bank statements;
  • Account balances and monthly payments for credit cards and other debts;
  • Estimates of other monthly expenditures (such as utilities, insurance and medical bills).
  • The Request for Modification and Affidavit Form and the IRS Form 4506T-EZ will be available on site. You can also download and print the forms on

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  1. Aziz Yousef says:

    I am a Short Sale Specialist. Short Sale means a homeowner may be able to sell their home for less than what they owe the Lender. When lenders agree to do a short sale, it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs. The forgiven debt may be taxable income. The seller should discuss this matter with a tax accountant as there are situations where your income would not be taxed.